Why Work with a Broker?
We also take the time to determine if there are any programs individuals may qualify for to help with things like prescription costs (Part D’s Extra Help program), paying their Part B premium, and help with co-pays & co-insurance.
When we assist in enrolling a client in their plan, we are assigned the designation of “Agent of Record”, which allows us to work with the insurance company on your behalf (if needed) to provide ongoing maintance, service and problem resolution. When you buy on your own, you don’t have someone to advocate for you.
Enrolling a client earns the agent a commission, however the Centers for Medicare and Medicaid Services (CMS) sets standard commission rates for Medicare Advantage and Part D Drug plans, so there is no bias or incentive to push one plan more than another (we wouldn’t do that either way, though).
Megan knows that change happens. Whether it’s your health, doctors, or medications that change, SLMS offers plan reviews every year during Medicare’s Annual Enrollment Period. This gives you the ability to remain on your current plan, or choose a new plan for the following year if another plan better fits your needs.
You win when you have Silver Lining Medicare Solutions on your team. And we are there for you for the whole game.